Breakwater Disclosures Page

Disclosures

Breakwater Financial LLC (“Breakwater”) is a Registered Investment Adviser (“RIA”) with its principal place of business in the State of Massachusetts. Breakwater and its representatives are in compliance with the current filing requirements imposed upon registered investment advisors by those jurisdictions in which Breakwater maintains clients. Breakwater may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.  Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability.

This web site is intended to provide general information about Breakwater. It is not intended to offer investment advice. Information regarding investment products and services are provided solely to read about our investment philosophy, our strategies and to be able to contact us for further information.

Market data, articles and other content on this web site are based on generally-available information and are believed to be reliable. Breakwater does not guarantee the accuracy of the information contained in this web site. The information is of a general nature and should not be construed as investment advice. 

Breakwater will provide all prospective clients with a copy of our current Form ADV Part 3/Form CRS, Form ADV, Part 2A ("Disclosure Brochure") and the Brochure Supplement for each advisory person supporting a particular client. The Disclosure Brochure and Supplement are updated at least annually and also available on the SEC website at http://adviserinfo.sec.gov. You you may Contact Us to request a copy at any time.

Breakwater is not engaged in the practice of law or accounting. Breakwater does not provide tax or legal advice. You should contact your tax advisor and/or attorney before making any decisions with tax or legal implications.  For additional information about Breakwater, including fees and services, send for the Firm’s Disclosure Brochure using the contact information herein. Please read the Disclosure Brochure carefully before you invest.

If you have any questions regarding Compliance and Regulatory information, please Contact Us.

Email Disclosures

Breakwater often communicates with its clients and prospective clients through email and other electronic means. Your privacy and security are very important to us. Breakwater makes every effort to ensure that email communications do not contain sensitive information. We remind our clients and others not to send Breakwater your private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery.

Please note: Breakwater does not accept trading or money movement instructions via email.

As a registered investment adviser, Breakwater emails are subject to inspection by the Chief Compliance Officer of Breakwater, SEC and state regulatory authorities.

If you have received an email from Breakwater in error, we ask that you contact the sender and destroy the the email and its contents.

For a copy of the Breakwater Privacy Policy, please Contact Us.

If you have any questions regarding our email policies, please Contact Us.
 

Social Websites

Breakwater considers all interactions with clients, prospective clients and the general public on these sites to be advertisements under the securities regulations. As such, Breakwater may retain a copy of information that Breakwater or third-parties may contribute to such sites. The information is subject to inspection and review by the CCO of Breakwater, SEC and state regulatory authorities.

Information provided on these sites is for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product. Advice may only be provided by Breakwater’s advisory persons after entering into an advisory agreement and provided Breakwater with all requested information about your background.

Such third-party sites contain information created, published, maintained, or otherwise posted by institutions or organizations independent of Breakwater. Breakwater does not endorse, approve, certify, or control these third-party sites and does not guarantee the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such site addresses.  Use of information obtained from third-party addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness.  Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by Breakwater.

If you have any questions regarding our social media policies, please Contact Us.